Comments on: The Discover Card and Scissors

By: joe

joe — Sun, 22 Feb 2009 17:23:47 +0000

I had a family member in the hospital so I could not make my online payment on time instead of paying it on Thursday I paid it one Friday 12 hours late and what happens was that they charged me $40.00 late fee and they increase my pmr rate to 22% . they are so incensitive to customers if they would like have to gain a costumer for life Discover card just lost one .

By: Jack

Jack — Tue, 03 Feb 2009 23:11:32 +0000

Discover Card will suck you dry. So will just about any other card issuer. There is hope. Get the book Debt Cures â€œTheyâ€ donâ€™t want you to know about by Kevin Trudeau.
I got my self out of a lot of debt using the methods in this book. I think it should be required reading for all high school students. I hope it will work for you.

By: Ursa

Ursa — Mon, 24 Nov 2008 17:30:20 +0000

I would encourage everyone to let as many people as they personally know not to sign up for this card. I have been with discover card for 15yrs. They have made a huge amount of money off of me. They charged me 29% interest for a missed payment that they give you 7 days to pay once you get the bill, when I called them they would only agree to lower it to 22%.
Then these people want up to bail them out because they are in finacial crisis – Sorry – I hope you sink to the bottom with the rest of the scum sucking fish

By: bill

bill — Sat, 05 Jan 2008 12:54:49 +0000

Another unsatisfied customer! I was recently late making a payment with Discover in December. It's the holidays, people get busy, right? I was charged a late fee of $39, which I understand. What really got me was my interest rates went from 5.9% to 19.99 and 11.74% to 19.99. I understand this could happen if your payment is late. What really upset me was when I ask how long I've been a card member and how many times I was late. Well in 9 years I've been late twice. NOW THAT's HOW YOU TREAT PREFERRED CUSTOMERS RIGHT? So from this point on my interest will remain 19.99% and the only exception they could offer was for me to request a lower rate after 6 months. ARE YOU KIDDING ME! In 6 months I'll move my account to another card company with lower rates. Discover is NOT WORTH DISCOVERING.

By: A Olds

A Olds — Mon, 26 Nov 2007 20:20:08 +0000

Discover Card is famous for their "tactless" commercials. What's new? It's so frustrating. I worked for Discover Card for almost a decade. I quit for a reason. Welcome to Discover Card's new management.

By: Dan

Dan — Sat, 09 Dec 2006 10:44:46 +0000

I would say Discover Card's policies rank possibly among the worst of all credit cards. In what ways are they consumer friendly? None! Try taking a cash advance and see what happens. Send in one payment late and watch the fees. Read the fine print — they positively kill you with fees and extra charges in every way they can. They are the *last* company on earth who should talk about customer friendly policies. I think the scissors are and should be going after all the Discover Cards.

Starting interest rate: 10.99% and 17.99%
Default rate: Between 15.99% and 28.99%
Cash Advance rate: 20.99%
CASH ADVANCE FEE: 3% for each cash advance, min $5 and no max.
LATE FEE: $15 to $39
OVERLIMIT FEE: $15 to $39

Now, why was that card so great??? Why should consumers be happy with these crappy policies? What an embarrassment!

By: David

David — Sat, 28 Oct 2006 13:40:20 +0000

I actually like the music and have spent an hour trying to figure out what it is (if anything). That's how I found this site. Anyone know the name of the song?

By: Constance

Constance — Wed, 25 Oct 2006 14:57:27 +0000

Glad to know I'm not alone.
1. The "parent" encouraging a child to toss a card at a pair of scissors is confusing on many levels.
2. The street of scissors image is like an updated remake of "Attack of the Killer Tomatoes"— or Ed Wood's use of rampaging-buffalo stock film.
3. Customers often think that "cutting up a card" magically closes a charge account; this commercial reinforces that silly notion.
4. After several unwelcome viewings, I don't see any benefits of the Discover card.
5. The music is too obviously fake Leonard Bernstein.

By: dennis

dennis — Mon, 23 Oct 2006 21:06:16 +0000

I can't believe none of the parents out there haven't voiced their concern over the obvious, they are teaching small children (like the two year old in the stroller) that it's FUN to play with scissors. I don't even have kids but it leaves me shaking my head, this isn't just bad advertising, this is incredibly irresponsible advertising.

By: franklin

franklin — Sun, 24 Sep 2006 20:20:26 +0000

This commercial has been raising the hairs on the back of my neck since day one. You artfully articulated what I'm sure most of us are thinking. And just what *was* Discover thinking?

How could anyone dare to take a step in that world? And WHAT ABOUT THE CHILDREN? Will the scissors start running with them? at them?